Title deeds meaning
Title deeds are the documents that prove ownership of a property and record the rights and restrictions attached to it. For registered land in England, the official record is held electronically by HM Land Registry, and copies of the title register and title plan can be obtained for a small fee.
Title deeds is one of the terms you are likely to meet when buying or selling a home in England. Here is what it means in plain English, and where it fits into your move.
What your conveyancer checks
They confirm the seller owns what they are selling, check the boundaries on the title plan, and report on covenants, easements and any charges such as a mortgage that must be removed on completion.
Key takeaway
Title deeds are the documents that prove ownership of a property and record the rights and restrictions attached to it. For registered land in England, the official record is held electronically by HM Land Registry, and copies of the title register and title plan can be obtained for a small fee.
Frequently asked questions
Where are my title deeds kept?
For registered property in England the definitive record is held by HM Land Registry. Historic paper deeds may still exist but the register is what matters legally.
Notes log
Record what your conveyancer tells you about the title so you can refer back to it later.
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