Property survey meaning

    A property survey is an inspection carried out by a qualified surveyor on the buyer's behalf to assess a home's condition and identify defects. In England, RICS defines survey levels ranging from a basic condition report to a detailed building survey for older or unusual properties.

    Property survey is one of the terms you are likely to meet when buying or selling a home in England. Here is what it means in plain English, and where it fits into your move.

    Choosing a level

    A newer conventional home may need only a level 1 or 2 report, while older, extended or unusual buildings usually justify a level 3 building survey with analysis of causes and repairs.

    Key takeaway

    A property survey is an inspection carried out by a qualified surveyor on the buyer's behalf to assess a home's condition and identify defects. In England, RICS defines survey levels ranging from a basic condition report to a detailed building survey for older or unusual properties.

    Frequently asked questions

    Is a survey the same as a mortgage valuation?

    No. A valuation is carried out for the lender to confirm the property is adequate security. A survey is commissioned by you and reports on condition and defects.

    Questions to ask

    MyMoveMate gives you a prepared list of questions for your surveyor call.

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    Related reading

    Written and reviewed by the MyMoveMate team. Published 2026-08-11, last reviewed 2026-08-11. MyMoveMate is operated by PM Product Solutions Limited (company number 17155942).

    Coverage: Residential property moves in England only. MyMoveMate is an organisational tool. It is not an estate agent, conveyancer, surveyor, mortgage adviser or solicitor, and it does not give legal, tax or financial advice.

    This page is general information about moving home in England, not legal, tax or financial advice. Timings are typical rather than guaranteed. Speak to your conveyancer, estate agent or mortgage adviser about your own move.

    Sources